If you’re awaiting your August Social Security deposit, you’re not done yet—two more payments are still on the calendar. Here’s everything you need to know about the payment schedule, COLA effects, and benefit amounts heading into August’s final weeks.
August 2025 Payment Schedule: Who Gets Paid When?
Social Security payments typically follow a birthday‑based schedule for beneficiaries who began receiving benefits after May 1997:
- 1st–10th birthdays → Second Wednesday (August 13)
- 11th–20th birthdays → Third Wednesday (August 20)
- 21st–31st birthdays → Fourth Wednesday (August 27)
Recipients who started before May 1997 or receive SSI get their payment on August 1. SSI beneficiaries also receive an extra payment on August 29, covering the September benefit due to Labor Day.
What Do These Deposits Look Like? August Schedule at a Glance
| Payment Group | Date Received |
|---|---|
| Pre‑1997 recipients & SSI only | August 1 |
| Birthdays 1–10 (post‑1997 recipients) | August 13 |
| Birthdays 11–20 (post‑1997 recipients) | August 20 |
| Birthdays 21–31 (post‑1997 recipients) | August 27 |
| SSI extra payment (for September) | August 29 |
Upgrade from the 2.5% COLA: What Your Benefits Look Like
The 2025 Cost‑of‑Living Adjustment (COLA) of 2.5% has elevated average payments significantly:
- Retirement benefit average: up from $1,927 to $1,976
- Average SSDI payment: now $1,580
- Maximum monthly benefits:
- $5,108 for those filing at age 70
- $4,018 at full retirement age
- $2,831 if claimed at age 62
Why This Month Matters
For many, August 2025 offers more than one financial boost:
- Multiple payments mean better planning flexibility.
- The COLA increase ensures stronger monthly support.
- Knowing your exact deposit date helps avoid anxiety and ensures timely budgeting.
If you’re expecting Social Security in August 2025, expect two more payments—on August 20 and August 27—unless you received your benefit earlier due to SSI or pre-1997 enrollment.
Thanks to the 2.5% COLA, average checks are up, providing much-needed support. Knowing your exact deposit dates ensures smoother budgeting and peace of mind for the rest of the month.
