As August 2025 unfolds, Ontario residents are set to receive a financial boost from three key Canada Revenue Agency (CRA) benefits—each tailored to support different segments of the population. With inflation and living expenses weighing heavily on households, these payments come as timely relief for families, renters, and retirees.
This comprehensive update explains the new benefit amounts, payment schedules, and eligibility criteria for the Canada Child Benefit (CCB), Ontario Trillium Benefit (OTB), and Canada Pension Plan (CPP) along with Old Age Security (OAS).
Canada Child Benefit (CCB)
Increased CCB Rates for 2025
Starting in July 2025, the Canada Child Benefit saw an increase to better support families with children under 18. This tax-free monthly benefit is income-tested, providing more aid to low-income families.
| Age Group | Annual Amount (2025) | Monthly Estimate | Previous Annual Amount |
|---|---|---|---|
| Children under 6 | Up to $7,997 | Around $667 | $7,787 |
| Children aged 6–17 | Up to $6,748 | Around $562 | $6,570 |
For instance, a family in Kitchener with two kids under six could now receive over $1,250 per month, helping cover child-related expenses like daycare or clothing.
CCB Payment Dates
- Next Payment: August 20, 2025
- Upcoming dates: September 19, October 20, November 20, and December 12
How to Apply
- Through your CRA My Account
- Or submit Form RC66
- Ensure all personal details—residency, custody, marital status—are accurate and up to date
Ontario Trillium Benefit (OTB)
Components of the OTB
Enhanced in July 2025, the OTB consolidates three credits:
- Ontario Sales Tax Credit (OSTC)
- Ontario Energy and Property Tax Credit (OEPTC)
- Northern Ontario Energy Credit (NOEC)
These credits support Ontarians with property taxes, energy costs, and sales taxes.
Updated OTB Amounts for 2025
| Credit | Annual Max Amount | Increase |
|---|---|---|
| OSTC | Up to $375/adult or child | ~4.2% |
| OEPTC | Up to $1,300 (non-seniors) / $1,480 (seniors) | ~4.2% |
| NOEC | Up to $190 (singles) / $290 (families) | ~5.6% |
OTB Payment Schedule
- Next Payment: August 8, 2025
- Paid monthly until June 2026
How to Claim
- No separate application needed
- File your 2024 tax return with appropriate credit claims included
Canada Pension Plan (CPP) & Old Age Security (OAS)
CPP Amounts for 2025
CPP provides retirement income based on an individual’s contributions and work history. An increase was implemented in January 2025.
| Type | Amount (2025) | Details |
|---|---|---|
| Maximum (at age 65) | $1,475/month | Equals ~$17,700 annually, up 3% |
| Average CPP Payment | $832/month | Based on typical 2024 contributions |
OAS Amounts for 2025
The Old Age Security program also received an increase:
- Maximum: $755/month (2.7% inflation-based adjustment)
- Clawback threshold: Starts at $90,997 annual income
CPP & OAS Payment Date
- Next Payment: August 27, 2025
- Upcoming: September 25, October 29, November 26, December 22
Tips to Maximize CRA Benefits
To ensure you receive the full extent of your benefits:
- File taxes on time – CCB and OTB eligibility is tied to timely tax filing
- Keep CRA My Account updated – Address, income, and family status must be accurate
- Use direct deposit – For quick, secure payments
- Strategize your use – Allocate CCB for children’s needs, OTB for utilities/rent, and CPP/OAS for retirement expenses
August 2025 brings substantial financial relief for Ontario residents through three key CRA payments: CCB, OTB, and CPP/OAS. With all three programs recently enhanced—CCB and OTB in July, and CPP/OAS in January—families, individuals, and seniors can better manage rising costs.
Whether you’re a parent in Mississauga, a senior in Ottawa, or a tenant in Hamilton, these payments aim to stabilize your budget. Make sure to file taxes, maintain updated records, and opt for direct deposit to receive your entitled support smoothly.
FAQs
What is the CCB payment date for August 2025?
The Canada Child Benefit for August will be deposited on August 20, 2025.
Who qualifies for the Ontario Trillium Benefit?
Any Ontario resident who files a tax return and qualifies for OSTC, OEPTC, or NOEC is eligible—there is no separate application process.
What is the maximum CPP monthly benefit in 2025?
The maximum CPP benefit at age 65 is $1,475 per month, reflecting a 3% increase from 2024.